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Emory Singletary
President, Bay County


Contact Emory for all your Business Banking and Commercial Banking needs. He is an experienced banker and lender with specialties in:

  • Commercial Deposits
  • Commercial Loans
  • Commercial Real Estate Loans
Contact Emory Singletary Call

About your Banker

As market president, Emory Singletary provides local leadership and guide the development and delivery of Capital City products and services, further strengthening the Company’s position in Bay County. An accomplished career banker, Singletary has over three decades of experience in banking and financial services and an extensive background in commercial lending. He has held executive-level positions with SouthTrust, People’s First Community Bank, VisionBank, Doral Bank and most recently, SmartBank. Singletary’s impressive educational background includes a bachelor’s degree from Troy State University in Troy, Alabama, as well as graduation from the American Bankers Association’s Florida School of Banking and Louisiana State University Graduate School of Banking. Singletary demonstrates the Capital City Bank commitment to community, serving on the Bay County Chamber Military Affairs Committee and as an active member of the Alignment Bay County Operating Board. Singletary and his wife Beth reside in Bay County.

10000 Panama City Beach Pkwy.
Panama City Beach, FL 32407

Business Services

Business Banking Loans
Business Banking Loans

Flexible and versatile financing to meet a variety of business needs.

Commercial Real Estate
Commercial Real Estate

Finance your purchase, expansion or investment involving property.

Treasury Management
Treasury Management

Advanced solutions for advanced business needs.