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Tom Higgins
Retail Business Banker

Headshot for Tom Higgins

Tom is an experienced banker and lender with specialties in:

  • Business Checking
  • Business Loans
  • Consumer Loans
  • Lines of Credit
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About your Banker

Tom Higgins joined the Capital City Bank as a client experience manager in March of 2020, bringing a wealth of real estate experience, and was promoted to retail business banker in October 2022. As a retail business banker, he takes a relationship-centered approach to financial services and focuses on using his talents to help his clients build and maintain strong financial futures. Prior to joining the Capital City team, Higgins worked as a real estate agent, and investor flipping homes for three years in Boise Idaho, following a brief stint as diamond wholesaler in San Francisco. He graduated with his Master of Business Administration from Azusa Pacific University.
5200 West Newberry Road Suite A
Gainesville, FL 32607

Business Services

Business Banking Loans
Business Banking Loans

Flexible and versatile financing to meet a variety of business needs.

Commercial Real Estate
Commercial Real Estate

Finance your purchase, expansion or investment involving property.

Treasury Management
Treasury Management

Advanced solutions for advanced business needs.